Seniors Site

Common Senior Health Care Terms

Truly, senior health care must be one of the most sensitive issues a family is most likely to face at least once in their lifetime. Unfortunately, it should be done whether we like it or not. Mind you, convincing a senior to surrender himself to someone else’s care especially that of a senior health care facility is only half of the story as the real action only begins when you find yourself in face of the real challenge—the terms these facilities are most likely to use when dealing with your case.

Here are some common senior healthcare terms you are most likely to stumble upon during peptalks with their representatives. Expect it to be something of a cross between medical and legal terms, coupled with their own invented acronyms. It pays to familiarize yourself so that you don’t risk miscommunicating with the management before, during and after your case.

·    Advanced Medical Directives. It has three categories under its belt namely Living Will, Power of Attorney and Health Care Proxy. All these, more or less pertain to a written consent of the senior which designates or assigns another living person to make decisions in his behalf, if and when he’s unable to express his wishes anymore. This should be limited to medical concerns for the senior only.
·    Assignment. This is not your usual kid’s homework as the term adapts a whole new meaning when it comes to senior health care. When the doctor accepts assignment then you’re one lucky caregiver! It means that your kind doctor accepts Original Medicare Plan as a full payment saving you a lot of money.
·    Carrier. These are companies which should be paying your bills in behalf of Medicare.
·    Certificate of Creditable Coverage. A certificate which you need to secure from your health care insurance company which states the coverable period of time your senior is allowed according to the health plan you availed.
·    Custodial care. This is you, as the primary caregiver. These are services received by your senior which are not medical in nature such as bathing, eating and moving around. This is expected not to be covered by your insurance plan.
·    Election. A written decision that is legally binding once signed by the author.
·    IHSS or In Home Supportive Services. This is a financial aid given by the state to the senior/caregiver to help pay the bills for disabled senior who wishes to stay at home and receive care from there.
·    Preventive Services. These are preventive measures done to seniors to ensure that they stay healthy or at least won’t contract yet another health condition while under their care.
·    Risk Adjustment. Since your senior’s health status is bound to change either for better or for worse, expect to have certain adjustments in your payables.

For a more extensive list of common senior healthcare terms, visit LA County Community and Senior Services website.