Of course, it is absolutely necessary to plan for your long term care, just as important as your planning for your retirement or even your own funeral. Don’t get me wrong, planning for your long term care is not inviting bad luck into your life nor it implies pessimism, I would like to think of it as being practical and yes, prepared for what lies ahead.
Just think of it this way, would you rather be stuck in a long term care program which someone have chosen for you but you would only remotely consider if you had a say on things? Not only that, not planning for it can catch you off guard, which unfortunately can also get you prematurely moved out of your house and into some horrible care facility! Planning for your longterm care ahead of time—and while you can—will ensure the quality of your future—the way you want it!
Planning for your long term care involves financial and legal aspects of it, as well as considering your family’s opinion over things. Also, seniors should take into consideration the fact that long term care is basically your everyday life during your later years, so it is extremely important to make it as comfortable as can be. Take note that your decision is not limited to care facilities as you can also make your home your place of choice and have it adequately set up to cater you and your health needs as well as your capabilities as an aging person. Good news is, the market today is more accommodating than ever, designing fixtures to help seniors live independently. There are bath tubs in the market nowadays that are designed specifically for seniors who can no longer bend too low or raise their feet too high; telephones with numbers as big as your thumb and a personal favorite: a talking bedside clock which can also come in handy if you are lonesome for company!
Aside from the peace of mind that you are sure to get if you plan your long term care ahead of time, you have just made sure you will not become a burden to your family and friends when that fateful day comes. There are ways to cover your longterm care, you just have to ask around—it is most likely that a local organization will help you find a solution. While you’re at it, it is best if you start with your estate planning as well since it goes hand-in-hand with these things.
