I’m a bit bothered about all these national and local cuts on senior care funds happening nowadays, some of them are cleverly disguised as changes which promise better senior care etc. I won’t be bothered too much if I am not seeing a rise on the senior population which means there is enough reason for our government to apply changes just to balance things out. Seems to me that people in our government think they have been spending too much for senior care and they have to do some damage control if they don’t want to be rocking their budget boat.
Which to me, unfortunately, does have a point. In our fight against death, we unknowingly opened up a new can of worms. Statistics say that the fastest growing age group nowadays is 85 and beyond. Meaning, too many people are now reaching this age and worst, most have no means to support their ever-raising medical cost which their boomer daughters and sons are most likely to shoulder.
I am not saying that it is better to commit suicide than reach this golden age, only that expect a lot of financial hurdles on your way and as much as possible, prepare for it so that you won’t have to bother your kids sometime in the near future.
Growing old is good. There is so much in life you have yet to discover. Don’t let financial worries bother you and your family. Here are some of the things you can do to prepare yourself for a battle against financial hurdles:

· Senior-proof your home while you still can. Let’s face it, living in a nursing home can drain your savings faster than a newly repaired drain pipe. Not only that, nursing homes are laden with horror stories that the mere act of finding the right one for you is almost scary and downright doubtful. By senior-proofing your home, you can age comfortably at home and just move into a nursing home when it is absolutely necessary.

· Find a family that will take you in. this may not be the ideal solution to your problem but this absolutely remedies your financial problem, and it may even help your host family in the long run as local government nowadays has incentives for families with seniors living with them.

· Find a reasonably priced senior community. This is the trend nowadays. There is a boom in building communities for seniors; in Florida alone, there are recently built communities advertised over the internet and around shopping malls and surprisingly, seniors from neighboring communities are flying in to move and fill these communities.

· Inquire about latest insurance coverages for seniors. Because of these changes, insurance companies are now designing insurance coverages which include other incentives for seniors. It may not benefit you now but who knows?