If you decide to refinance your home, then you may enjoy certain benefits including a lower interest rate and reduced monthly payment. Refinancing can also give you some cash to invest or spend. You may want to finance to adjust the length of the loan or change the type of mortgage. At your old age, you cannot afford to lose your home. Making a decision to refinance may involve a [...]

To create a will does not necessarily need the presence of a lawyer unless the circumstances are complex. You can create a cost-effective will that can save you on money you would have otherwise spent on the lawyer. There are simple and standard templates for writing wills online if you don’t want to do it through a will writer. A will is designed to legally declare how you wish to [...]

Alzheimer’s is a common form of dementia and worsens as it progresses leading to death since it has no cure. People over 65 years are more at risk of suffering from the disease. As it progresses, it takes away a person’s memory. Seniors with Alzheimer’s are given the care they need by caregivers. Treatment and care can be done at home or in a nursing home. Caregiving is managed over [...]

As an active healthy senior you may want to be in a community where you can live independently. Moving to a retirement community may not be an easy decision for you especially if you have lived in your home for so long and you have treasured memories attached to your home. At this point in life you are healthy but since no one knows the future you may not know [...]

At your old age, suffering a stroke may affect your brain and body’s capacity to perform. Your intellect, movement, perception and sensation are some of the abilities that can be compromised by stroke. However, researchers have discovered that you can improve your life after stroke with yoga. Veterans and elderly people who survived a stroke can take on yoga. Even after years of a stroke, yoga can help you in [...]

As a new caregiver to family members, you may take care of those with chronic diseases, or illnesses, frail or disabled. You can help with household chores if they are not able to do them, manage medication or help dress and bathe them if incapable of doing so unaided. Being new to caregiving may easily overwhelm you. It can be exhausting, demanding, difficult and rewarding. It may also take time [...]

Dementia is an umbrella term for conditions associated with loss of brain action severe enough to interfere with one’s daily activities. Persons at risk of showing dementia symptoms are seniors and the risk increases as one gets older. Injury, damage, drugs, or disease in the body may cause dementia to be static or progressive as well as reversible or nonreversible. Most types are nonreversible thus persons exhibiting dementia may require [...]

As an elderly you require to know facts about social security to ensure a more secure retirement. The social security fund was set up so that you do not become poorer as you grow older. The government program is an effective tool that can help you in your old age and has been successfully implemented for decades. 1. If you are eligible for social security funds you can apply in [...]

You may want to reenter the earning bracket because you do not know what to do with the free time you have. Having your own business brings along benefits such as flexibility, being your own boss, choosing who to work with, taking on risks that may reward you and challenging yourself. As a senior citizen, you can join many other budding entrepreneurs and those who are already successful in their [...]

Retirement can take a toll on you both financially, socially and emotionally. You can end up being lonely and depressed due inadequate planning of your retirement days. After many years of hard work senior citizens can look forward to retiring and taking life easy. Transition may be difficult for many elderly individuals especially those who have not planned their retirement days. Planning for each senior citizen can be different. To [...]