Retirement can take a toll on you both financially, socially and emotionally. You can end up being lonely and depressed due inadequate planning of your retirement days. After many years of hard work senior citizens can look forward to retiring and taking life easy. Transition may be difficult for many elderly individuals especially those who have not planned their retirement days.

Planning for each senior citizen can be different. To participate in a retirement savings plan you must first identify your goals when you retire. With this in mind you may be able to save enough to achieve all your retirement goals. Having enough money in your golden days can reduce the stress associated with retirement. Cutting down on expenses such as clubbing, partying, cars and clothes may not necessarily be the answer if you are not making appropriate savings.

Saving for your retirement can also help you in achieving various activities to successfully cope with retirement stress.

• Perform activities that keep you busy daily

Retiring gives you ample time to do daily activities that can keep your mental and emotional levels in check. These activities ensure you do not get bored, lonely or feel worthless. Such activities can include reading a book, taking walks in the park, fellowshipping with other seniors with the same goals and ideas, playing cards, gardening, woodworking and other creative endeavors. These activities can help you in identifying and finding purpose in retirement.

• Spend time with loved ones

Spending time with your grandkids and kids can be therapeutic. You can plan a party for your family or lunch dates. Friends can be invited to make the occasion merrier.

• Start a business

If you are looking for something that will occupy most of your retirement days, starting a business may be a good idea. Once you have a good business plan and are ready to start and move forward you might find contentment in earning some income while doing what you enjoy.

• Travel

Your retirement savings plan can cater for your travel needs. You can go for trips you have always wanted to take with your friends, family members or alone.

• Maintain social networks

You need to keep your social network active. Seniors can have people to spend time with and have a great time. Moreover, you may gain more knowledge from your social circles and be updated on latest happenings.