We all age, whether we like it or not, however for some people aging represent problems and difficulties which we cannot really imagine ourselves with. Men and women both, we worry—even dread—the idea of getting old and the things that come with it but of course, in different perspectives. While men may worry about their careers, women are thinking about physical changes such as sagging breast and wrinkled skin. Below [...]

So you finally realized—and accepted—that now is the right time for a career change but still a little doubtful if you still have the energy and time to do it. Of course, let’s not forget the financial aspect of it. However, it is not uncommon for seniors to hold on to that lifelong dream and actually fulfilling it. Most seniors often welcome thoughts of career changes when nearing retirement while [...]

If you head on to Medicare’s website, you’ll notice how extensive their help articles are. That’s because Medicare can really be complicated especially to an aging brain like me. It is really easy to get lost there and just navigating my way through the website got me dizzy! Aside from that, you will have to read articles twice before you understand what the article is trying to say. I’m quite [...]

What I really , really love about computers, internet and indeed the world wide web is the ability to share valuable information without having to go out there and work your way against obstacles. I will tell you about the first time I fell inlove with the technology: back then, there’s no internet, just your simple desktop computer and few gigantic, impossible looking laptops. What amazed me was the convenient [...]

I would be giving you guys false hopes if I were to tell you that retirement life is starting to look sunny and comfy again after the economic crisis. That would be a blatant lie since nearly half of the senior population lost their family homes–forced to work again just to keep their families afloat. However, I found some old friends starting to live their retirement life in blissful happiness [...]

Seniors need to be wise about spending their retirement money. It doesn’t mean that upon retirement, you are entitled to spend everything your nest egg holds—that might have worked years ago but certainly not now and not in the near future either. It seems that the best thing to do now is to find ways to “supplement” your retirement fund so you can live comfortably by it. Here are some [...]

Just because you’ve prepared your retirement fund well doesn’t mean you no longer have to set aside an emergency fund for you and your loved-one! In fact, you will need an emergency fund now more than ever as there are many risks retirees are apparently facing. See post:  Your Top Five Retirement Risks An ideal emergency fund would be three to six months worth of living expenses. Out of retirement, [...]

Life as it is can never be fully determined. You can be at your surest today only to find yourself lost tomorrow. Retirement, unfortunately, as it is something you plan ahead and happens in the future, holds the same risks. In other words, retirement is something you plan today and hope to God you’ll be able to see its fruition. With that said, seniors should be forewarned that alongside your [...]

Living an older adult life—wrinkles and all, you’ll quickly realize that three of the most important things in your life are relationships you keep, health and nest egg, although not exactly in that order. These things, I found after a year of blogging. Then there are those you can delay a day or two but MUST pay attention sooner or later, like estate planning and living accommodations when you can [...]

Retirement is pretty much inevitable, unless you “live fast die young” but since you are reading this blog, I would assume that is not the case. However, along with the idea of retirement comes the ever-so-precious nest egg, which, you should start thinking about just around your 35th birthday. In reality, putting up together a comfortable nest egg is not as easy as it may seem. It involves a lot [...]