Retirement should be the most exciting time in a senior’s life. Back then, planning for retirement is as easy as 123. You just have to set aside a certain percent of your monthly income starting the age of 40, earlier if you want your nest egg to be more comfortable or if you plan to retire early. Then just tuck it away somewhere safe and where it is guaranteed to [...]

Virtual offices, what are they? They function similar to a traditional office, only your staff is offsite which means, you don’t get to see your staff daily. It was said that virtual offices became popular with the advent of technology and information age, also called as, the internet age. This is the time when communicating globally is not only possible but also made very easy. With thousands of tools available [...]

One of the most trivial questions of life when you reach a near-retirement age is choosing the right life insurance for you. Like a credit card, each company has its own pros and cons. To top it all, you also have insurance terms and lingo which tend to be confusing more than ever. I don’t know, but each time I surf the net for something new in the insurance industry, [...]

One of the scariest things when approaching retirement is not knowing if you are indeed ready for it. Sometimes, even the most secured senior can have doubts months before the actual retirement day which is only understandable considering the very unpredictable nature of the economy today. Yes, apparently, the financial side of retiring plays a much larger role than one could ever imagine! Financial stability is important. Without it, you [...]

Planning for retirement is different from actually preparing for one. When you plan, it’s fairly easy to just toss an idea in and out but when you are preparing for one, you, almost always, need to make a decision which will affect the way you live for the rest of your life. With that said, it is important that if you are preparing for your retirement, you already have an [...]

After your final handshake with bosses and coworkers of God-only-knows-how-many years, saying goodbye to your work table that had been your strength, hope and courage for all those trials, late-nights and tears, you are now entering a new phase in your life. It should be an exciting one, something to look forward to—and you are, at the beginning, at the very least! Months later, when your business clothes are now [...]

Healthy relationships, whether shared between family, friends or coworkers, are important. They play a very significant role in your emotional being, acting as one of the building blocks to make you stronger and be able to withstand whatever it is that fate has for you. Healthy relationships are your strongest support system, without them, you only have yourself to rely on. At any age, healthy relationships are important especially with [...]

There will come a time in an adult’s life when he or she will start thinking of retirement. With it, you start preparing your nest egg which will support you during your retirement years and hopefully be able to afford you your luxuries in life. Your nest egg and how much should go into it is an essential part of preparing and planning for your retirement. You build it, let [...]

At some point in your life, perhaps during your younger, innocent years, you may have fantasized about turning your life’s passion into something worthwhile and hopefully, make a difference or perhaps a name for yourself. As we go along with our lives, we easily found ourselves slowly setting aside our passion and get into mundane, unproductive careers for the sake of normalcy. Well, that’s what life is all about and [...]

Even in your golden years, your credit score still stands as one of the most important factors in one’s life. You will need a good credit score if you are planning to get a mortgage or perhaps a new car and, of course, loans—which tends to be a “jack-in-the-box” kind of thing in a senior’s life. Yes, obviously your credit score needs to be protected and nurtured as long as [...]