You may want to reenter the earning bracket because you do not know what to do with the free time you have. Having your own business brings along benefits such as flexibility, being your own boss, choosing who to work with, taking on risks that may reward you and challenging yourself. As a senior citizen, you can join many other budding entrepreneurs and those who are already successful in their [...]

You do not need a lot of money to enjoy life. As a senior, you should appreciate life and have fun without having to think about how much money you have or will need to spend. There are many things you can do that may not require spending a cent. The activities can give you among the best experiences of your life that you will always remember. Enjoying your life [...]

Seniors are usually at risk from summer heat. Summer utility bills can sometimes be high due to a number of reasons. You need to enjoy your old age without worrying about high monthly expenses. Due to the heat during the day or night you may want to use various electric appliances to keep cool. The rising costs of cooling your home can have a big impact on your pockets. The [...]

It is not right to put all the blame on the recession. Truth be told, we were living a very spoiled life prior to the recession and some countries were not hit as hard as we had been. Granted, some of us seniors suddenly found ourselves in face of our deepest, darkest fears: losing our homes, no jobs, vulnerable nest eggs, etc. All we could think about is why these [...]

Holidays are not safe from scammers, in fact, this is the very time when scammers take advantage of the gift-giving feeling when you put your guard down and really soak up the holiday cheer assuming that everybody is doing the exact same thing. Unfortunately, scammers are more active than ever during holidays and they continually improvise new ways to trick innocent merrymakers! Dupe online shops. In truth, your search engine [...]

Holidays can be expensive! Thank heavens for holiday bonuses and 13th month pays but after the holidays, when everything will be back to normal, one can’t help but think of the holiday cost and the unnecessary cash-outs we did for the holidays and feel its aftermath. Not that spending on holidays is bad but truth be told, there are many instances during holidays that we could have cut cost and [...]

No matter how poor you see yourself right now, there is definitely an estate to plan hence the need for an executor. An executor is someone who will administer your estate when you pass away and he or she should be someone who is very much capable of doing so — not to mention, willing to. To be able to know both, you and your executor should have “the talk” [...]

Caring for an incapacitated senior can be overwhelming. Aside from their medical needs, you also need to consider the legalities of what’s happening and what would happen in the future. These things, if they are not addressed soon enough can certainly cause problems in the future. At this point, you will need a lawyer who specializes in elderly law. To find a lawyer, you could ask for referrals from friends [...]

About half of the senior population is taking at least two medications per day, whether it is maintenance drug or to cure a current condition or perhaps vitamins, to help you maintain your body’s tiptop shape. Bad news is, it only keeps on piling up, usually. Hence, it is only logical to one day find yourself scrimping on other things just to be able to fulfill your day’s set of [...]

If there are two things seniors need to remember when dealing with a potential financial fraud, they are 1. There is too much talk and 2. It’s getting quite confusing. Bear in mind that nowadays money doesn’t come easily and truth be told, it’s harder than ever to earn! Now, if someone approaches you today telling you that they will double your money, cut the conversation and walk away – [...]