You must be asking why I’m posting this so early, well, I like to start my holiday shopping as soon as it hits September so I’ll be able to do more and have some more room for other things besides shopping. For my fellow seniors, I also recommend doing this, just so you won’t miss anyone on your gift list this year! (You know how embarrassing that can get) Here [...]

Contrary to popular notion, being a senior or indeed a baby boomer can be financially hard especially if you have retired earlier than your nest egg could afford you. Unfortunately, in a cut throat world of corporations, nobody is indispensable – the minute you’re laid off, there are about 30 people waiting in line to replace you! This effectively places seniors and baby boomers in a very difficult situation. I [...]

So there still exists a battle of senior independence against their need for assistance. A senior won’t readily accept that he or she is in need of assistance whether the reasons are quite obvious. If caregivers would have it their way, the decision would be unanimous; it’s the nursing home or the highway! But seniors see nursing homes as stripping them off of their dignity and your not being able [...]

The problem with life insurances is that you can never be sure that your beneficiaries will receive them after you go. More troubling is the fact that many seniors failed to tell someone about their life insurances thus their beneficiaries not even knowing they can claim money from insurance companinsuries – some seniors don’t even remember their insurances anymore hence money down the drain. This is especially true for Alzheimer’s [...]

I’m a bit bothered about all these national and local cuts on senior care funds happening nowadays, some of them are cleverly disguised as changes which promise better senior care etc. I won’t be bothered too much if I am not seeing a rise on the senior population which means there is enough reason for our government to apply changes just to balance things out. Seems to me that people [...]

Today I am going to share my experiences about blogging and how seniors can make a little money out of it. Because of my virtual assisting stint, I’m able to work with fabulous people who do this on a regular basis – I mean, do these things for a living which in my eyes made them a pro. However, I found out that there is indeed more to it than [...]

Let’s face it, saving is tough especially for seniors with medical needs. At some point, you’ll have to sacrifice something you love buying just to make ends meet – okay, that maybe an exaggeration but sometimes, it feels exactly like that. While I am not a big spender and rarely do I find myself splurging, I love pampering myself every now and then. However, when thinking of my next round [...]

No matter what age you are in right now, your credit score is important however, maintaining it on a good credit standing is more important than anything else. Unfortunately, in America, this is easier said than done. Almost every adult living in America has at least one credit card in their wallet, waiting to be swiped. That, my fellow senior, is a temptation refusing to be ignored. Guts will tell [...]

Once in a while, I fall into this impulse buying trap. This is usually when I chance upon a big sale at some popular chain or brand. You see, I consider myself “mostly practical” spender which basically means I don’t just buy things without giving it much thought and I am proud to say that I was able to help a couple of impulse buying friends reassess their spending habits [...]

While marriage is a beautiful thing to have especially when you’re nearing your twilight, most seniors opt not to get married at all, not by personal choice but by considering the complications it may bring to their documentations and assets. As silly as it may sound, some seniors- and their daughters and sons, I presume- deem it beneficial to forego marriage and just live together to protect your assets. Of [...]