Planning for your retirement should not be all about the financial aspect of it. In fact, retirement is considered as one of life-changing events a man is expected to undergo at some point of their lives. If a senior is lucky and was able to retire earlier than expected, is in great health and not too old to have fun, he or she would be able to adjust and fit well enough to the retired life. Unfortunately, not all seniors are that lucky and like they say, seniors’ habit is the hardest to bend.
One aspect in a senior’s life that needs to be addressed when planning a retirement is the emotional aspect of it especially when living with a partner. Whether or not your partner is also undergoing this transition, it is highly recommended for the couple to sit down and talk about retirement before it actually happens since retired life is sure to affect both parties concerned. As a couple, issues must be discussed such as moving, lifestyle changes, vacations, expectations and such. Basically, it is necessary for retiring couples to consult one another before making a decision and never assume that your partner is totally okay with what you have in mind. Take for example this case:
Mimi is a sculptor. She sculpts not only for passion and fulfillment but for the good money it brings her. She managed to fulfill her duties as a wife and mother for years, at the same time do what she does best, sculpting. She observed her talent at its peak when everyone is out of the house and she’s left alone with her craft. She find silence as her best tool in sculpting. She has her own work room at the back of the house facing the river. Everything’s fine and working well until Rick decided to retire. Aside from having Rick around the house 24/7, he expects Mimi to accompany him on endless road trips now that the kids are all grown up and there’s no work to worry about. This “new” set-up definitely drives Mimi crazy and Rick is clueless why Mimi is acting strange nowadays. Sounds familiar?
The case of Mimi and Rick must be the poster child of “financially stable but emotionally unprepared for it” retirement. In Mimi’s part, she did not expect Rick to be a nuisance and had not seen it coming for if she did, she would have arranged an agreeable set-up for both of them. As you can see, sculpting is Mimi’s life and she’s nowhere near giving it up. From Rick’s point, due to many years of being work-bound, he quickly jumped into retirement plans without even consulting his wife. A major disaster indeed!
Like any other life changing event, retirement should be prepared ahead of time. It should be discussed well if you have a living partner, or any other household member for that matter, to avoid emotional stress when the big day comes. Retirement is meant to be fun, plan ahead so you avoid stress from happening.
read comments (0)Now that the tears have all dried up and you’re quite ready to move on, it’s somewhat normal to find the world overwhelming and a little exhaustive. Isolation can also be an issue to most seniors who find themselves suddenly single after years of being married or living with a partner. Although it may seem hard at first, the sooner a senior makes this crucial first step, the better are his or her chances of moving on with their lives.
Your family and friends are your best allies at the moment. They can guide you better in your attempts to return to the normal world since they know what you’ve been through. Seniors who lost a loved-one must know that they should take small, positive steps to familiarize themselves to their new lifestyle. Expect this to be a hard, frustrating road to take and it will take some time but with the right attitude and good support system, you’ll get there eventually.
One of the most common traps for seniors who find themselves suddenly single is rushing to find love even if they are not quite ready for it yet. Due to this, experts believe that a senior’s ability to good judgment is now impaired and almost always, it leads to impulsive decisions and more heartaches. It is highly recommended for suddenly single seniors to take his or her own sweet time stabilizing their lives first before looking for someone to love again. No matter how tempting it might be, loving someone has its own set of challenges to conquer and one problem can never be answered by another complication. Surround yourself with a good support system and heal your wounds first before setting for yet another challenge.
Find happiness in your single blessedness. Consider this as an opportunity to love yourself and no one else. This is the time to rediscover yourself, your abilities and your limitations as well. This opportunity can never be possible if you stay living with a partner your entire life. Loneliness is only a state of mind, and so is happiness. These two emotions are based on your mindset and mindset is something you can control. Don’t ever let your emotions get the best of you.
Grieving period has its own course to run, allow it and don’t rush things. Instead of looking for love, try to meet new friends and consider doing the things you want to accomplish prior to losing your partner. As much as possible, keep activities as single-minded as can be and avoid doing activities that will require you to have a partner. You don’t need to socialize if you don’t feel like it. Be with people you feel most comfortable with at the moment and wait for the right time to come when socializing feels normal again.
The Art of Mindfulness was introduced as one of the many concepts of early Buddhism that’s still put in practice today due to its effectivity to calm the mind. In this concept, one is taught how to be conscious and aware of what the body is currently doing. It involves sensations, feelings, emotions and functions. Mindfulness techniques can teach you how to stay focused on the “now” and simplify life as it is. In western psychology, these techniques are also applied to alleviate most mental and physical conditions.
The idea behind Mindfulness is being consciously present on what is happening to your body right now and be able to disconnect yourself from all bothering thoughts of the past, future and other tidbits hidden deep within your subconscious mind. These negative thoughts are considered as stress factors and should be eliminated when practicing mindfulness. It was believed that a clear, conscious mind can help you achieve goals better than having your stressors push you everytime. Also, mindfulness yields better results since a person is deemed productive when he is mindful. However, there are some techniques in mindfulness that contradict other productivity principles.
Before adapting mindfulness into your life, you must remember that it is a kind of meditation practiced by Buddhists for centuries now. It is meant to relax your mind and free yourself of stress. It is most recommended for seniors who cannot afford anymore stress in their lives and subjecting themselves into one can even be harmful for their health. Here are some basic mindfulness techniques you can do today:
· Avoid automatic reactions. When we do everyday tasks, our bodies immediately recognize the task hence turns on an automatic reaction to finish the task. It involves every muscle fiber in our body directly following orders from an “auto-piloted” mind. Notice how you absent-mindedly do household chores and finish it without even thinking about it or do them while your mind is wandering off to the next task. Being mindful is focusing your mind on what you do now.
· Avoid multi-tasking at all costs. It is impossible to be mindful if there’s a barrage of whatnots going through your head. Multi-tasking is never encouraged in mindfulness. It will only confuse the mind resulting to undesirable results.
· Worrying about the future will do you no good. If you have prepared well for it, there’s no need to worry about what the future holds. Surrender everything to the higher beings and enjoy the present moment because if it passes, it won’t ever come back.
· Your aging body has had enough of living the fast-paced life and slowing down will certainly make your soul happy. Don’t rush through tasks in attempt to do it all at once. Give your body a chance to relax and do things at its own comfortable pace.
· Spend time with loved-ones. I mean, REALLY spend time with them by being consciously there, absorbing every minute of it. You’ll soon realize that there’s more fun in bonding with them and appreciating the beauty of it.
· Give yourself a quiet, 5-minute “me” time. This way, you’ll be able to rest your whole being and just relax. In a way, you’re also preparing for the next task ahead.
Stress can occur anytime, anywhere and can be caused by numerous factors. In fact, stress is a very general term used if the body experiences tension and unnatural discomfort. It can be physically, emotionally and mentally or even a combination of two. But, going to work seems to be the most stressful of them all since the workplace involves ALL factors of stress.
Please be reminded that when a person reaches a certain age, the body is no longer pliable to external assaults such as stress. When stress is induced to an aging body, it will then respond differently by bringing out underlying diseases and illnesses. These conditions are considered as stress-triggered and usually don’t have any existing cure yet.
Stress in the workplace is hard to ignore. It’s always there and no matter how hard you try to leave it when it’s time to come home, it will just follow you like a shadow. The best thing to do is try to minimize the stress as much as possible. Remember that it is your health that’s at stake so you really need to do something before it gets the best of you.
TIME AND ENERGY MANAGEMENT
When at work, your mortal enemy would be time. Time can do a lot of things to a person. It can even drive you crazy if you let it be. Along with time management, you also need to learn how to manage your energy and make it last longer so you don’t have to come home tired and stressed. In energy management, you need to know when you feel productive during the day and take on jobs that are appropriate for your energy level. Take small breaks in between jobs so you don’t lose momentum without draining your body of much-needed energy. Forget multitasking, it’s not healthy for you.
THE ART OF PRIORITIZING
Prioritizing means knowing what should be done first. It involves creating a timeline for your projects which will clearly indicate what needs to be done in advance and what can be left out for later. It also involves knowing when is the right time to do some certain tasks. Timing is important, know when to attack.
ORGANIZE! ORGANIZE!
Things are done better and more efficient when they are properly organized. Organization also means knowing how to delegate tasks and be able to monitor the project’s progress. You don’t have to do everything by yourself because if you do, you’re only subjecting yourself in a lot of stress. Find the most suitable person for a certain task and let them do the work. This will give you enough space to think of other productive approaches for the project at hand.
Layoffs are cruel, they come at the most unexpected time and place even if you feel confident about your job right now as well as the status of your company. They can hit a workplace at any moment without warnings and it can be very difficult for affected parties. Unfortunately, it cannot be avoided even if the management prefers not to cut back on resources due to the global economic status. Layoffs are meant to be irrational and sometimes, unfair but apparently, that’s how it really goes.
Years back, the most vulnerable workers for layoffs are the inexperienced and senior citizens. Nowadays, the ax is not as picky as it once was anymore. It will hit when the need be, anytime and most certainly anywhere, be it in the lowly janitors’ closet or inside the high-powered executive’s office.
Like stated earlier, layoffs are inevitable and the work climate now is very unstable therefore it is most recommended for seniors to prepare for layoffs especially if they feel the “doomsday” is coming nearer each day. Here are some tips on how to prepare for a layoff, and hopefully you won’t have to use it ever:
· First off, you need to take a good look into your nest egg to know what your options are. This is the only way to determine where to go when a layoff strikes. If you feel you already reached an adequate amount then you don’t have to worry about layoffs anymore, instead take it in stride by exploring other venues for your own personal growth.
· If your nest egg is not good enough and acquiring a new job is the only option available for you then it’s time to start setting aside for an emergency fund you can use after the layoff. Your emergency fund should be able to cover you in 6 jobless-months time.
· Before you try to save anything for rainy days, clear off any existing debts first because if you don’t, it will only eat a portion of your saved money—and more. Debts accumulate interests and these, you have to pay too on top of the principal amount owed.
· For existing credit card debts, examine closely which card gives lower interest rates and use this as your “only” card to use for all existing debts. Credit card debts are transferable—they even call your home number just to encourage you to do so.
· Apply money-saving strategies in your lifestyle today. Create a reasonable daily budget that uses only the basics.
· You’ll be amazed how part-time and freelancing jobs can sustain your needs especially if you’re able to come up with regular clients and steady demand for work.
· Know your strengths and weaknesses. There is a high demand for skilled workers nowadays and knowing where your strength lies will help you focus on it more. Improve it in any way you can and don’t let age hinder your growth as a person.
· Being employed has its own benefits and so does layoffs. Know if you are entitled to severance pay and other benefits that come with the amount of time you served the office.
Cohabitation is when a couple chooses to live together without getting married prior to moving in. It is a mutually-agreed decision made by both parties involved and they are socially acceptable nowadays. In fact, it is considered as the best alternative for marriage since it is free of any legal bonds that come with getting married. Cohabitation is also great for “trial period” prior to getting hitched hence its nickname “trial marriage”.
For younger adults, cohabitation is great especially if things got too fast and they would rather take time to know each other more as husband-and-wife. This will also help them determine if they would be able to stay married to one another thus eliminating the legal entanglement if the relationship won’t work. In other words, cohabitation is supposedly a testing ground for the relationship’s staying power. If it hasn’t any, then you call it quits and move on.
On the other hand, cohabitation for seniors is much more than testing relationships and taking time. For seniors, cohabitation takes a whole new different meaning and sometimes, it can be heartbreaking to hear. Usually, it is not about doubting his or her partner but it’s a matter of having no choice but to stay unattached to their respective partners. Remember that these seniors belong to a generation which firmly believes in marriage and it can be doubly hard for them to defy their beliefs. Aside from that, they face criticism from their loved-ones, particularly their kids, and friends. Sadly, more and more seniors are forced to face these consequences in the name of love due to many age-related factors as evident to recent surveys. Some of which are:
· Financial reasons. It seems that the biggest, most contributing factor for seniors to cohabitate is their finances. Some seniors see marriage as impractical or not an option for their relationship hence they prefer staying unmarried living under one roof. Then there’s the question of taxes and senior benefits that are bound to change if and when a senior decided to get married. In other cases, it is done to separate debt incurred prior to the relationship to protect the other person involved.
· Assets. If there are assets involved, sometimes their families would step-in and interfere with the supposed marriage. To avoid this embarrassing situation, some seniors prefer to live together peacefully but without marriage than get married and have a crazy life.
· Personal choice. It may be a bad marriage in the past that has left a bitter pill in the mouth.
· Their own children. Older adults’ descendants play a big part on the choices they make for their own life especially if their children’s welfare is at stake.
This is probably the most horrible news one could ever receive but unfortunately, senior abuse is not at all uncommon and they really do happen—a lot. No matter where you choose to leave your senior, there will always be a chance of them getting abused without you knowing it. What’s most painful is that the trust that was once there is now broken. Not to mention the trauma your senior must have acquired during the whole ordeal. Indeed, an experience like this striking any family is something we all have to avoid at all cost.
But how would you know? In rare occasions, a senior may report these cases themselves to proper authorities but again, this is not always the case. Usually by the time an abuse case concerning a senior reaches the police, it’s way too late. Reasons for not reporting vary widely from one senior to another, the most common of which are the inability of the senior to do things on his own and poor judgment to matters concerning their own welfare. Some of them admitted to authorities that they were either ashamed or too frightened to call for help even if they already did recognize danger. Most reported cases of senior abuse came from concerned neighbors and close friends who are quick to identify these warning signs.
Regular contact with your senior is the most effective way to prevent abuse from happening. If other people are aware that you have been checking regularly, they will think twice before doing something bad. It will also be for your senior’s best to check up on their affairs once in a while especially their finances which apparently is the most vulnerable—and very targetable—area of their life right now. Here are some of the most common warning signs that you should be looking for when you suspect senior abuse:
· Discrepancies in their financial affairs and assets. Unscrupulous people will try to “milk it” as long as they stay undetected. They will apply tactics and other methods of persuasion just to get their hands on the senior’s money.
· Signs of malnutrition. When you notice they are dropping weight like crazy then it’s time to intervene. When a person loses weight, there’s always something wrong with the picture, either he is not getting enough food to nourish his body or he is not receiving proper medical care while the body takes in all the blow.
· Physical injuries or telltale signs of physical abuse. Take note of bruises, cuts, welts and broken bones. While it is normal to acquire these things when doing everyday chores, they should be explainable.
· If your senior is living with someone who abuses them, your senior is bound to exhibit a different kind of attitude whenever that person is around. Also, signs of emotional withdrawal is noted when a senior is subjected to abuse.
Imagine driving almost your entire lifetime, dodging every traffic ticket there is, knowing the road even if you drive blindfolded and virtually conducting your everyday tasks and jobs inside your car. As an evidence, one look inside your old, trusty car and one would know what kind of business you’re running nowadays. Above all these, the connection between you and your car have grown through the years and come to think of it, your relationship with your car even surpassed that of your first spouse! If you feel this way, then you’re certainly not alone for there are thousands of senior drivers unable to will themselves away from their cars and would rather drive even if the situation has become more dangerous for them to do so.
There have been several posts in this blog about safe driving for seniors but nothing beats a refresher course conducted by the experts. Due to many road incidents concerning senior drivers, and also the great concern expressed by their family and friends, organizations who look after the welfare of older adults are now moving to make the road a safer place for seniors nowadays. We all know how age-related physical changes can affect one’s driving skill, no matter the amount of years-experience they acquired. Not only are these seniors putting themselves in a very dangerous situation but also they pose a great threat to pedestrians, other drivers and the road in general. This is how important a refresher course is to driving seniors.
Various organizations such as AAA, and AARP offer materials, seminars and short courses to assist driving seniors and hopefully make them “fit for the road” once again. There are also online courses for those who are unable to physically make it to classes and workshops and it was said to be as helpful and accurate as the ones taught in classes. However, class instructors encourage seniors to participate in real classes since it provides interaction between the instructor and the student. Included in these classes are age-appropriate and defensive driving tips that are perfectly suitable for seniors. Also, instructors encourage seniors to accept their limitations early on to avoid difficult situations from happening.
Driving schools are now offering refresher courses that actually put seniors behind the wheel to show them how to properly drive and work with their limitations such as changing lanes or staying in appropriate speed lanes. Some programs go as far as evaluating the driver medically for easy-spotting of problems. Most organizations offer them for free while others can go as high as $20.
There’s a new trend in town and it is infecting seniors worldwide. They are fun and addicting and boy, they really take the blues away!
If you are a senior who finds so much time in your hands with too little things to do, it’s about time to try your hand at blogging and see how far it can get you. It can be a great past time, hobby or even an income generating activity to fill up those vacant times you seem to have nowadays. Soon you’ll find yourself deeply engaged to blogging that it will be quite impossible to pry you away from that computer! The good news is, now you’ll have more reasons to blog since experts say it might even be good for your aging brain.
For those who got interested in blogging, let’s cover the basics first. Blogging is when you write for a blog and get your entries published realtime. Its functionality is very much similar to a website, only made simpler for normal people like you and me. For beginners who would like to test the waters first, you can sign up for free in blog platforms such as Wordpress and Blogger. After a little while, you can opt to buy your space and register it for more flexibility. It’s simple enough to learn and baby steps will work out just fine as most blog owners did when starting out. Typically, a blogger would write about their interests since they are the easiest to work on. Some notable blogs maintained by seniors are about cooking, fishing, barbequing and other hobby-related stuff. There are also senior blogs which chronicle their lives including its pain and joy as it happens. Interaction is highly encouraged in senior blogs.
With that said, we now move on to the benefits of blogging to seniors aside from the interaction and social aspects of it. Studies show that blogging has been the best alternative for traditional mind sports like chess and crossword puzzles. It helps an aging mind to stay sharp and focused. Furthermore, blogging requires constant researching to come up with quality articles to post, this in return makes seniors keep up with current events. Blogs provide a great way to connect and meet people who happen to be interested with the very same things you do too. Most of all, blogs allow you to share valuable life lessons through writing and posting. In a way, earning you recognition and fame for a job well done.
You’re in your midlife, she’s in her senior years, now you are having a hard time connecting to her. Does this scenario sound familiar? Probably yes, since it is a very common communication problem between a senior parent and her adult offspring.
Experts say the problem stems from the fast-paced life we seem to be leading now. Due to the demands of an average adult life, it is easy to leave your family behind, especially if they are already slowing down and are not able to keep up with the pace anymore. Even with the advances in technology today which enable us to connect with each other even if we’re miles away, it seems that it’s never enough to establish a good connection with an aging parent. Counselors recommend children of aging parents to build a good foundation, relationship-wise, early on so communication problems would be avoided later in life.
Light exchanges are highly encouraged between a parent and a child. This way you’ll be able to get to know each other more in a way that a child could determine what tone of voice to use and what words work for the parent. If you are sensitive enough, you eliminate the possibility of miscommunication. On the other hand, imposing to your parent is never good at any age and let me tell you, this is a trap most adult with aging parent fall into unconsciously. When you care about the person, you don’t impose.
It is important to share yourself too. How else can you earn trust if you cannot trust someone too? It need not be anything painful but hobbies and routines you’ve grown to love can also be shared with your aging parent to establish a common ground—a crucial part of an effective communication. Moreover, if you aim to improve your relationship which is by the way the most important step in communicating with seniors, it has to start somewhere. Shared hobby can be your easiest point of entrance. If you are unable to establish this kind of mutual relationship and time is pressing tremendously on your side, then get someone close to your senior parent whom he or she trusts with his life to act as a mediator. It will also help you if you can remember to be his child first before a life planner even if you’re the one supporting him financially right now.
When approaching a senior, never be the bearer of bad news all the time otherwise your senior will turn defensive everytime you come near. There are many things under the sun that you can discuss with your parent other than committing her to an adult care facility or submitting her to yet another lab test or even her declining health. These topics are all but depressing. Make it a habit to try cheering them up everyday.