It is not right to put all the blame on the recession. Truth be told, we were living a very spoiled life prior to the recession and some countries were not hit as hard as we had been. Granted, some of us seniors suddenly found ourselves in face of our deepest, darkest fears: losing our homes, no jobs, vulnerable nest eggs, etc. All we could think about is why these [...]

Holidays are not safe from scammers, in fact, this is the very time when scammers take advantage of the gift-giving feeling when you put your guard down and really soak up the holiday cheer assuming that everybody is doing the exact same thing. Unfortunately, scammers are more active than ever during holidays and they continually improvise new ways to trick innocent merrymakers! Dupe online shops. In truth, your search engine [...]

No matter how poor you see yourself right now, there is definitely an estate to plan hence the need for an executor. An executor is someone who will administer your estate when you pass away and he or she should be someone who is very much capable of doing so — not to mention, willing to. To be able to know both, you and your executor should have “the talk” [...]

About half of the senior population is taking at least two medications per day, whether it is maintenance drug or to cure a current condition or perhaps vitamins, to help you maintain your body’s tiptop shape. Bad news is, it only keeps on piling up, usually. Hence, it is only logical to one day find yourself scrimping on other things just to be able to fulfill your day’s set of [...]

If there are two things seniors need to remember when dealing with a potential financial fraud, they are 1. There is too much talk and 2. It’s getting quite confusing. Bear in mind that nowadays money doesn’t come easily and truth be told, it’s harder than ever to earn! Now, if someone approaches you today telling you that they will double your money, cut the conversation and walk away – [...]

So there still exists a battle of senior independence against their need for assistance. A senior won’t readily accept that he or she is in need of assistance whether the reasons are quite obvious. If caregivers would have it their way, the decision would be unanimous; it’s the nursing home or the highway! But seniors see nursing homes as stripping them off of their dignity and your not being able [...]

The problem with life insurances is that you can never be sure that your beneficiaries will receive them after you go. More troubling is the fact that many seniors failed to tell someone about their life insurances thus their beneficiaries not even knowing they can claim money from insurance companinsuries – some seniors don’t even remember their insurances anymore hence money down the drain. This is especially true for Alzheimer’s [...]

I’m a bit bothered about all these national and local cuts on senior care funds happening nowadays, some of them are cleverly disguised as changes which promise better senior care etc. I won’t be bothered too much if I am not seeing a rise on the senior population which means there is enough reason for our government to apply changes just to balance things out. Seems to me that people [...]

Today I am going to share my experiences about blogging and how seniors can make a little money out of it. Because of my virtual assisting stint, I’m able to work with fabulous people who do this on a regular basis – I mean, do these things for a living which in my eyes made them a pro. However, I found out that there is indeed more to it than [...]

No matter what age you are in right now, your credit score is important however, maintaining it on a good credit standing is more important than anything else. Unfortunately, in America, this is easier said than done. Almost every adult living in America has at least one credit card in their wallet, waiting to be swiped. That, my fellow senior, is a temptation refusing to be ignored. Guts will tell [...]