Once in a while, I fall into this impulse buying trap. This is usually when I chance upon a big sale at some popular chain or brand. You see, I consider myself “mostly practical” spender which basically means I don’t just buy things without giving it much thought and I am proud to say that I was able to help a couple of impulse buying friends reassess their spending habits [...]

While marriage is a beautiful thing to have especially when you’re nearing your twilight, most seniors opt not to get married at all, not by personal choice but by considering the complications it may bring to their documentations and assets. As silly as it may sound, some seniors- and their daughters and sons, I presume- deem it beneficial to forego marriage and just live together to protect your assets. Of [...]

When we were younger, we look forward to retiring. We work long hours just to be able to make ends meet and at the same time, save a little something for retirement. Retirement, for many American adults, is considered as the next phase, when there is nothing anymore to worry about, a time to travel and just do whatever you want, whenever you want. You are not expected to be [...]

When we talk about seniors and their tendency to get scammed no matter how careful they were, the only thing that comes to mind is that 1) the one being scammed is a senior who is easily confused and prone to believing grandiose but flimsy promises and 2) the scammer is a lot younger, say 20-30-40 years our junior. Not anymore. There is a new type of scam out there [...]

While I encourage seniors to make the most out of their lives especially during retirement, it is not impossible for many seniors to still be scrambling for money or perhaps doubting if their nest egg is really enough. My take is that your nest egg can never be enough. Aside from that, you will come to a point when your “retired” days become boring, annoying and downright ridiculous – enough [...]

Nobody said that writing your own will is fun, in fact, most seniors prefer to write and be done with it and not bother to update it until last minute, if they ever get one – and sometimes they don’t, so it leaves their surviving families in a lot of confusion and potentially, heartaches. On many counts, drafting and writing your own will is a hard job. Not only it [...]

A will is not something you plan, draft, finalize, get stamp and be done with it. Your will needs to get updated too every once and a while or if there is a major change in your life such as remarrying or in an event of a divorce. You reexamine important points in your will and make necessary adjustments to it. It is practically an ongoing thing and never a [...]

Well, it doesn’t really have to be an income generating business for seniors to take advantage of these awesome online tools; it can also be a venture, or a cause you’ve been trying to raise awareness of or perhaps a project you’re working on such as an extensive family tree or simply a way to connect with your loved-ones. Whatever it is, it is still good to know some online [...]

Indeed, shopping and cooking for one is no fun. In fact, studies suggest that this situation usually causes a senior to not eat healthy and can even lead to depression. Sensibly speaking, it is often not practical and if you are not too careful, you might end up with too much excess—to your dog’s delight, of course, or your neighbor’s if you don’t have a dog. However, with a little [...]

Now that we are aging right according to schedule, it is important that we also move on to doing better and worthwhile things. We’re now done with regular life troubles such as making money, keeping the family intact, making sure you have enough to keep the roof over your head and food on the table, etc. It’s now time to satisfy your inner calling and give back to the world [...]