The harsh winter weather can become costly for seniors. However, there are preventive ways to ensure your property is well protected from the winter. The inexpensive methods are easy to implement and may save you a lot of money in the end. Therefore, before the winter season is upon you, you may do a few things to assure your readiness for the biting cold. DIY weatherproofing Weatherproof your windows and [...]

The elderly can seek funeral financial assistance to ease the burden associated with funerals. Not only does it give you peace of mind to know that your funeral expenses will be catered for when you die, but also your loved ones will not have a hard time trying to cater for your funeral expenses. There are various ways you can receive financial assistance for your funeral. You may need to [...]

Some debt collectors are on hot pursuit for persons who have old debts. Though it is illegal for them to sue for your old debts, the collectors can use many ways at their disposal to make you pay your old debt. The statutes of limitations typically range from 3 to 10 years. Once your debt passes the statute of limitations, you are not mandated to pay the debt but you [...]

Holidays can be expensive! Thank heavens for holiday bonuses and 13th month pays but after the holidays, when everything will be back to normal, one can’t help but think of the holiday cost and the unnecessary cash-outs we did for the holidays and feel its aftermath. Not that spending on holidays is bad but truth be told, there are many instances during holidays that we could have cut cost and [...]

You must be asking why I’m posting this so early, well, I like to start my holiday shopping as soon as it hits September so I’ll be able to do more and have some more room for other things besides shopping. For my fellow seniors, I also recommend doing this, just so you won’t miss anyone on your gift list this year! (You know how embarrassing that can get) Here [...]

Contrary to popular notion, being a senior or indeed a baby boomer can be financially hard especially if you have retired earlier than your nest egg could afford you. Unfortunately, in a cut throat world of corporations, nobody is indispensable – the minute you’re laid off, there are about 30 people waiting in line to replace you! This effectively places seniors and baby boomers in a very difficult situation. I [...]

Let’s face it, saving is tough especially for seniors with medical needs. At some point, you’ll have to sacrifice something you love buying just to make ends meet – okay, that maybe an exaggeration but sometimes, it feels exactly like that. While I am not a big spender and rarely do I find myself splurging, I love pampering myself every now and then. However, when thinking of my next round [...]

“Golden years” is simply passé. When you think of retirement and golden years, you are most likely to imagine kid-free house, no mortgage, trips to remote and unheard-of islands, holidays with grown-up kids and spoiled-rotten grandkids, growing old together with your partner, simple yet comfortable living and of course, no job or money pressures instead, you may now be looking at unknown years of caring for your grandkids, delayed retirement, [...]

You would be amazed how seniors are now getting into online selling. Just consider the number of successful online stores out there that are operated and managed by seniors, particularly those who have just retired and enjoying the perks of retirement. It is a no-brainer actually, online selling indeed fits seniors to a tee. Why not? Online selling allow seniors to be able to control their working hours, work from [...]

I seriously think seniors should be given a handbook or something of all their possible benefits and how they should go about it once they reach the tender age of 50. I mean, it’s quite hard to keep track of it all, right? I now have the suspicion that despite their knowledge of how forgetful seniors can be, they are deliberately making us forget so we miss all the fun! [...]