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HELPING SENIOR CITIZENS: WHAT YOU SHOULD KNOW ABOUT MEDICAL CARE

In USA, spanning the time between the Second World War and till about 1965, there took place a rapid increase in the number of children born as the country was experiencing tremendous social as well as economic developments. The population that was born in this period was named The Baby Boomers. At present, this population is ageing which has brought the country under pressure as the nation needs to take care of them, not only to fulfill their basic needs of food and shelter but their medical need as well. In a way, the medical need is more important as these people are susceptible to many diseases due to their lower immunity.

The diseases may range from infectious to non-communicable ones like Stroke, Myocardial Infarction, Diabetes Mellitus, etc. This list also includes some mental disorders like Depression, Parkinson’s disease, Alzheimer’s disease, etc.

 

There are some plans available-- federal and non-governmental that could aid the aged people to purchase the drugs at a cheaper rate. These are:

 

1. Medicaid

 

A new age was marked in the domain of health care in USA in 1965 when President Lyndon Johnson put his signature on the Medicare and Medicaid act. Anybody can get this facility by paying a small amount known as a co-payment or maybe some deductions. Almost all states extend this scheme to their people. You only have to satisfy the requirements which are laid down by the rule.

 

2. Discounts at Drug stores

 

Many seniors are given a discount when they purchase medicine at drug stores. This can aid them a lot.

 

3. Medicare drug discount cards

 

This is applicable to that aged population who don’t get the benefit of Medicaid program.

 

4. Programs for Medicare prescription assistance

 

This program can be availed of in almost all states though it may have differences in the field of eligibility requirements.

 

5. Online purchase

 

People may purchase medicines online using the Internet. However, the only lacuna is that too much dependence on the seller is there and the customers may get substandard medicines or may get cheated in terms of money.

 

 6. Purchasing from Canada

 

As the health policy of Canada is quite different from that of USA, drugs are available at cheaper rates there. For this reason, many people prefer to purchase their drugs from Canada. However, in case of small amounts of purchase, FDA marks it very seriously.

 

7. Charities

 

There are some charitable institutions that extend a helping hand to the aged people as well as to the destitute by arranging their medicines, which they provide for free quite often.

 

8. Help from other quarters is also available like PACENET, PAAD, subsidies, prescription drug credit program, LCD, state prescription fund, etc.

 

 
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Author:valu4money
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