Holidaymakers should ensure that
their insurance company takes the effort to check their pre-existing
medical conditions to guarantee they are properly covered, according to
a senior travel insurance provider.
Saga
notes that travellers should check their policy thoroughly before
travel to guarantee they are adequately covered and suggested
telephoning an insurer to discuss any details as an alternative to
reading through "reams" of documentation.
Lisa Harris, a
spokesperson for the company, said: "The best thing to check is 'Do
they meet my needs and have they checked my health?'
"Quite usually, if you are not asked about medical conditions then you are not covered."
She
added that travellers should also make sure that their policy covers
them for any activities they may undertake when on holiday.
In
October, AA Travel Insurance warned that many people purchasing cover
through a travel agent, including OAP travel insurance, may not be
covered if they do not declare any pre-existing medical conditions.