MONEY MANAGEMENT FOR YOUR HOME AND AGING PARENTS
Most people intend to remain independent throughout their lives. The urge to become independent start showing during teenage years. It is stronger with adults throughout their lives and self-value is gauged by it. It may not be possible for any adult to surrender independence, be it driving, being responsible for his own health care, deriving or living alone and handling finance.
Managing of such matters efficiently is vital for the aging parent and their family. You can find several signs that give you the clue that your loved aging parent needs help with financial matter yet remain quite independent.
1.A major issue arises with bills. Funds are there for sure, but are the bills paid? There could be mismanagement in this area if there is a demise of a family member who took care of such matters. Longer distances to travel and failing memory can also be a reason for unpaid bills.
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2. Expenses that are unnecessary. The surviving partner may not be able to manage finance when mortgage payments, major cash outflows, taxes and insurance coverage are concerned. In their inaccurate assumption they have enough fund they splurge money in expensive gifts, going out on long – even if deserved – trips or extravagant purchases.
3. Repair in the household. Even when you are unaware of any existing problem, the home is being repaired. Perhaps your aging parents have fallen victim to devious salesmen and is remodeling the house with the driveway pavement, siding and roofing.
4. Changing or opening financial accounts. You come to know your parent is hinting at opening of a new bank account adding someone to it or an investment account, availing a new insurance policy, hiring a residing caretaker or some other matter that was not discussed with you before. Even if these activities are apparently harmlessly, you must give your ignorance of the matter some thought.
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By: seniorfocusgroups Posted: Oct 29 2006 12:53:00 PM